Call reports 2005
FIRST NATIONAL BANK OF BARNESVILLE, THE — 2005
What FIRST NATIONAL BANK OF BARNESVILLE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 116,264,000 | 116,182,000 | 115,180,000 | 115,551,000 |
| Total loans | 96,526,000 | 96,173,000 | 95,497,000 | 94,947,000 |
| Allowance for loan losses | 1,902,000 | 1,957,000 | 1,961,000 | 2,023,000 |
| Securities available for sale | 12,795,000 | 12,730,000 | 12,397,000 | 12,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,852,000 | 96,686,000 | 97,359,000 | 96,580,000 |
| Interest-bearing deposits | 84,420,000 | 85,800,000 | 87,494,000 | 86,598,000 |
| Noninterest-bearing deposits | 10,432,000 | 10,886,000 | 9,865,000 | 9,982,000 |
| Equity capital | 9,553,000 | 9,985,000 | 10,284,000 | 10,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,491,000 | 5,418,000 | 7,432,000 |
| Interest expense | 570,000 | 1,176,000 | 1,815,000 | 2,522,000 |
| Net interest income | 1,144,000 | 2,315,000 | 3,603,000 | 4,910,000 |
| Noninterest income | 166,000 | 570,000 | 764,000 | 948,000 |
| Noninterest expense | 925,000 | 1,868,000 | 2,809,000 | 3,697,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 100,000 |
| Pretax income | 385,000 | 967,000 | 1,508,000 | 2,061,000 |
| Income tax | 130,000 | 273,000 | 471,000 | 680,000 |
| Net income | 255,000 | 694,000 | 1,037,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,730,000 | 10,061,000 | 10,404,000 | 10,353,000 |
| Total capital | 10,947,000 | 11,286,000 | 11,627,000 | 11,578,000 |
| Risk-weighted assets | 96,678,000 | 97,312,000 | 97,124,000 | 97,221,000 |