Call reports 2004
FIRST NATIONAL BANK OF BARNESVILLE, THE — 2004
What FIRST NATIONAL BANK OF BARNESVILLE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 96,817,000 | 108,553,000 | 112,934,000 | 114,382,000 |
| Total loans | 74,875,000 | 87,188,000 | 93,146,000 | 93,930,000 |
| Allowance for loan losses | 1,860,000 | 1,853,000 | 1,903,000 | 1,924,000 |
| Securities available for sale | 13,488,000 | 12,716,000 | 13,627,000 | 13,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,784,000 | 89,646,000 | 93,199,000 | 97,318,000 |
| Interest-bearing deposits | 72,181,000 | 78,166,000 | 82,574,000 | 88,207,000 |
| Noninterest-bearing deposits | 10,603,000 | 11,480,000 | 10,625,000 | 9,111,000 |
| Equity capital | 9,304,000 | 9,202,000 | 9,566,000 | 9,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,425,000 | 2,892,000 | 4,464,000 | 6,161,000 |
| Interest expense | 408,000 | 830,000 | 1,336,000 | 1,896,000 |
| Net interest income | 1,017,000 | 2,062,000 | 3,128,000 | 4,265,000 |
| Noninterest income | 231,000 | 418,000 | 706,000 | 943,000 |
| Noninterest expense | 817,000 | 1,657,000 | 2,619,000 | 3,525,000 |
| Provision for loan losses | 0 | 0 | 90,000 | 100,000 |
| Pretax income | 431,000 | 823,000 | 1,125,000 | 1,583,000 |
| Income tax | 136,000 | 268,000 | 362,000 | 502,000 |
| Net income | 295,000 | 555,000 | 763,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,193,000 | 9,346,000 | 9,554,000 | 9,475,000 |
| Total capital | 10,115,000 | 10,458,000 | 10,718,000 | 10,640,000 |
| Risk-weighted assets | 73,010,000 | 88,252,000 | 92,354,000 | 92,480,000 |