Call reports 2003
FIRST NATIONAL BANK OF BARNESVILLE, THE — 2003
What FIRST NATIONAL BANK OF BARNESVILLE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 97,609,000 | 98,304,000 | 97,337,000 | 97,143,000 |
| Total loans | 73,609,000 | 73,895,000 | 75,470,000 | 72,932,000 |
| Allowance for loan losses | 1,841,000 | 1,873,000 | 1,817,000 | 1,869,000 |
| Securities available for sale | 14,952,000 | 10,336,000 | 11,817,000 | 13,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,801,000 | 84,611,000 | 83,498,000 | 83,247,000 |
| Interest-bearing deposits | 74,428,000 | 75,381,000 | 73,307,000 | 73,434,000 |
| Noninterest-bearing deposits | 9,373,000 | 9,230,000 | 10,191,000 | 9,813,000 |
| Equity capital | 8,838,000 | 8,873,000 | 9,019,000 | 8,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,901,000 | 4,430,000 | 5,872,000 |
| Interest expense | 556,000 | 1,048,000 | 1,496,000 | 1,930,000 |
| Net interest income | 929,000 | 1,853,000 | 2,934,000 | 3,942,000 |
| Noninterest income | 144,000 | 339,000 | 467,000 | 746,000 |
| Noninterest expense | 839,000 | 1,668,000 | 2,511,000 | 3,324,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 100,000 |
| Pretax income | 234,000 | 474,000 | 840,000 | 1,274,000 |
| Income tax | 65,000 | 141,000 | 265,000 | 398,000 |
| Net income | 169,000 | 333,000 | 575,000 | 876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,695,000 | 8,750,000 | 8,992,000 | 8,898,000 |
| Total capital | 9,613,000 | 9,696,000 | 9,941,000 | 9,809,000 |
| Risk-weighted assets | 72,482,000 | 74,792,000 | 75,090,000 | 71,920,000 |