Call reports 2002
FIRST NATIONAL BANK OF BARNESVILLE, THE — 2002
What FIRST NATIONAL BANK OF BARNESVILLE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 99,817,000 | 97,964,000 | 98,277,000 | 99,959,000 |
| Total loans | 70,950,000 | 67,064,000 | 69,226,000 | 73,668,000 |
| Allowance for loan losses | 1,754,000 | 1,874,000 | 1,905,000 | 1,895,000 |
| Securities available for sale | 15,551,000 | 18,522,000 | 17,767,000 | 16,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,389,000 | 88,121,000 | 86,192,000 | 87,920,000 |
| Interest-bearing deposits | 81,281,000 | 79,492,000 | 77,393,000 | 80,075,000 |
| Noninterest-bearing deposits | 9,108,000 | 8,629,000 | 8,799,000 | 7,845,000 |
| Equity capital | 8,418,000 | 8,637,000 | 8,872,000 | 8,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,759,000 | 3,353,000 | 4,876,000 | 6,420,000 |
| Interest expense | 873,000 | 1,528,000 | 2,147,000 | 2,741,000 |
| Net interest income | 886,000 | 1,825,000 | 2,729,000 | 3,679,000 |
| Noninterest income | 146,000 | 271,000 | 502,000 | 595,000 |
| Noninterest expense | 886,000 | 1,758,000 | 2,637,000 | 3,322,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 338,000 | 594,000 | 952,000 |
| Income tax | 50,000 | 103,000 | 180,000 | 290,000 |
| Net income | 96,000 | 235,000 | 414,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,464,000 | 8,495,000 | 8,673,000 | 8,525,000 |
| Total capital | 9,362,000 | 9,328,000 | 9,547,000 | 9,448,000 |
| Risk-weighted assets | 71,028,000 | 65,665,000 | 68,874,000 | 72,872,000 |