Call reports 2022
DISCOVER BANK — 2022
What DISCOVER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 105,657,408,000 | 113,025,156,000 | 120,287,697,000 | 129,592,344,000 |
| Total loans | 93,471,001,000 | 99,301,030,000 | 104,902,477,000 | 112,116,834,000 |
| Allowance for loan losses | 6,646,730,000 | 6,757,000,000 | 7,061,000,000 | 7,374,000,000 |
| Securities available for sale | 5,772,297,000 | 5,327,945,000 | 6,680,805,000 | 11,986,922,000 |
| Securities held to maturity | 204,528,000 | 208,291,000 | 215,924,000 | 221,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,615,848,000 | 79,903,516,000 | 87,172,245,000 | 94,876,159,000 |
| Interest-bearing deposits | 73,977,011,000 | 78,285,971,000 | 85,534,070,000 | 93,285,551,000 |
| Noninterest-bearing deposits | 1,638,837,000 | 1,617,545,000 | 1,638,175,000 | 1,590,608,000 |
| Equity capital | 12,116,071,000 | 11,975,977,000 | 11,745,283,000 | 11,278,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,843,722,000 | 5,865,199,000 | 9,348,426,000 | 13,341,022,000 |
| Interest expense | 210,401,000 | 478,399,000 | 970,311,000 | 1,752,666,000 |
| Net interest income | 2,633,321,000 | 5,386,800,000 | 8,378,115,000 | 11,588,356,000 |
| Noninterest income | 215,574,000 | 475,711,000 | 709,485,000 | 872,896,000 |
| Noninterest expense | 1,000,847,000 | 2,091,550,000 | 3,302,206,000 | 4,605,217,000 |
| Provision for loan losses | 192,930,000 | 732,660,000 | 1,475,486,000 | 2,368,827,000 |
| Pretax income | 1,694,418,000 | 3,067,601,000 | 4,309,208,000 | 5,496,508,000 |
| Income tax | 398,321,000 | 724,126,000 | 1,019,407,000 | 1,292,380,000 |
| Net income | 1,296,097,000 | 2,343,475,000 | 3,289,801,000 | 4,204,128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,741,443,000 | 13,638,822,000 | 13,510,148,000 | 13,040,237,000 |
| Total capital | 15,668,899,000 | 15,622,079,000 | 15,568,997,000 | 15,942,274,000 |
| Risk-weighted assets | 95,246,734,000 | 100,046,804,000 | 106,046,521,000 | 113,135,427,000 |