Call reports 2021
DISCOVER BANK — 2021
What DISCOVER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 112,295,827,000 | 108,936,256,000 | 106,584,930,000 | 108,342,526,000 |
| Total loans | 86,347,318,000 | 87,674,002,000 | 89,542,565,000 | 93,682,837,000 |
| Allowance for loan losses | 7,346,630,000 | 7,025,730,000 | 6,861,030,000 | 6,821,480,000 |
| Securities available for sale | 9,176,382,000 | 8,601,668,000 | 7,790,497,000 | 6,700,109,000 |
| Securities held to maturity | 255,122,000 | 238,913,000 | 223,097,000 | 203,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,422,599,000 | 77,323,532,000 | 75,571,587,000 | 75,525,799,000 |
| Interest-bearing deposits | 77,513,390,000 | 75,891,363,000 | 74,038,120,000 | 73,857,197,000 |
| Noninterest-bearing deposits | 1,909,209,000 | 1,432,169,000 | 1,533,467,000 | 1,668,602,000 |
| Equity capital | 11,366,437,000 | 11,714,323,000 | 11,934,545,000 | 11,889,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,730,885,000 | 5,396,809,000 | 8,162,852,000 | 11,004,224,000 |
| Interest expense | 265,598,000 | 508,544,000 | 731,357,000 | 942,890,000 |
| Net interest income | 2,465,287,000 | 4,888,265,000 | 7,431,495,000 | 10,061,334,000 |
| Noninterest income | 181,688,000 | 443,017,000 | 661,948,000 | 903,549,000 |
| Noninterest expense | 944,680,000 | 1,950,128,000 | 2,985,205,000 | 4,087,545,000 |
| Provision for loan losses | -342,526,000 | -207,487,000 | -47,734,000 | 226,271,000 |
| Pretax income | 2,067,221,000 | 3,611,041,000 | 5,153,580,000 | 6,659,575,000 |
| Income tax | 486,101,000 | 850,549,000 | 1,194,702,000 | 1,540,533,000 |
| Net income | 1,581,120,000 | 2,760,492,000 | 3,958,878,000 | 5,119,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,420,505,000 | 13,721,410,000 | 13,934,821,000 | 13,932,373,000 |
| Total capital | 15,354,378,000 | 15,669,127,000 | 15,904,571,000 | 15,956,880,000 |
| Risk-weighted assets | 86,328,842,000 | 87,838,398,000 | 89,824,487,000 | 94,660,698,000 |