Call reports 2019
DISCOVER BANK — 2019
What DISCOVER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,051,779,000 | 109,012,811,000 | 109,168,576,000 | 112,384,202,000 |
| Total loans | 88,725,191,000 | 90,219,067,000 | 92,482,277,000 | 95,895,593,000 |
| Allowance for loan losses | 3,132,661,000 | 3,200,433,000 | 3,297,713,000 | 3,383,436,000 |
| Securities available for sale | 5,000,169,000 | 7,322,103,000 | 10,380,000,000 | 10,322,667,000 |
| Securities held to maturity | 242,761,000 | 258,357,000 | 268,556,000 | 272,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,850,724,000 | 71,994,592,000 | 73,427,949,000 | 75,231,520,000 |
| Interest-bearing deposits | 70,124,458,000 | 71,256,454,000 | 72,655,116,000 | 74,365,347,000 |
| Noninterest-bearing deposits | 726,266,000 | 738,138,000 | 772,833,000 | 866,173,000 |
| Equity capital | 10,987,581,000 | 11,157,388,000 | 11,277,246,000 | 11,301,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,016,075,000 | 6,069,956,000 | 9,201,092,000 | 12,335,501,000 |
| Interest expense | 592,284,000 | 1,195,816,000 | 1,794,171,000 | 2,367,053,000 |
| Net interest income | 2,423,791,000 | 4,874,140,000 | 7,406,921,000 | 9,968,448,000 |
| Noninterest income | 194,307,000 | 441,876,000 | 648,307,000 | 872,648,000 |
| Noninterest expense | 901,650,000 | 1,850,578,000 | 2,825,845,000 | 3,840,287,000 |
| Provision for loan losses | 809,458,000 | 1,595,349,000 | 2,394,884,000 | 3,232,962,000 |
| Pretax income | 906,990,000 | 1,870,089,000 | 2,834,499,000 | 3,767,847,000 |
| Income tax | 212,555,000 | 442,315,000 | 657,436,000 | 872,846,000 |
| Net income | 694,435,000 | 1,427,774,000 | 2,177,063,000 | 2,895,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,928,910,000 | 11,047,307,000 | 11,156,654,000 | 11,203,067,000 |
| Total capital | 13,176,970,000 | 13,218,186,000 | 13,354,342,000 | 13,441,052,000 |
| Risk-weighted assets | 90,132,636,000 | 91,883,471,000 | 93,943,015,000 | 97,195,604,000 |