Call reports 2017
DISCOVER BANK — 2017
What DISCOVER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 93,651,365,000 | 92,584,050,000 | 96,254,262,000 | 98,729,134,000 |
| Total loans | 75,843,684,000 | 77,986,522,000 | 80,433,548,000 | 84,232,265,000 |
| Allowance for loan losses | 2,257,865,000 | 2,376,728,000 | 2,525,405,000 | 2,613,189,000 |
| Securities available for sale | 1,902,596,000 | 1,592,152,000 | 2,277,466,000 | 1,475,059,000 |
| Securities held to maturity | 164,739,000 | 179,732,000 | 178,049,000 | 173,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,239,953,000 | 55,200,692,000 | 58,188,095,000 | 60,822,973,000 |
| Interest-bearing deposits | 55,708,942,000 | 54,668,759,000 | 57,609,167,000 | 60,192,645,000 |
| Noninterest-bearing deposits | 531,011,000 | 531,933,000 | 578,928,000 | 630,328,000 |
| Equity capital | 10,563,139,000 | 10,601,255,000 | 10,735,412,000 | 10,542,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,347,208,000 | 4,746,634,000 | 7,293,640,000 | 9,922,088,000 |
| Interest expense | 339,500,000 | 691,842,000 | 1,072,569,000 | 1,462,701,000 |
| Net interest income | 2,007,708,000 | 4,054,792,000 | 6,221,071,000 | 8,459,387,000 |
| Noninterest income | 218,864,000 | 468,786,000 | 692,502,000 | 941,151,000 |
| Noninterest expense | 797,417,000 | 1,619,131,000 | 2,464,578,000 | 3,388,895,000 |
| Provision for loan losses | 593,631,000 | 1,232,602,000 | 1,908,479,000 | 2,585,544,000 |
| Pretax income | 835,520,000 | 1,671,841,000 | 2,543,638,000 | 3,429,221,000 |
| Income tax | 293,360,000 | 596,104,000 | 890,829,000 | 1,450,330,000 |
| Net income | 542,160,000 | 1,075,737,000 | 1,652,809,000 | 1,978,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,565,916,000 | 10,599,597,000 | 10,731,763,000 | 10,532,604,000 |
| Total capital | 12,430,898,000 | 12,391,704,000 | 12,560,630,000 | 12,364,379,000 |
| Risk-weighted assets | 77,678,884,000 | 79,704,186,000 | 82,523,785,000 | 85,894,319,000 |