Call reports 2013
DISCOVER BANK — 2013
What DISCOVER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 74,442,484,000 | 73,230,479,000 | 74,034,370,000 | 77,904,358,000 |
| Total loans | 60,046,250,000 | 61,351,237,000 | 62,525,650,000 | 65,547,466,000 |
| Allowance for loan losses | 1,633,248,000 | 1,540,375,000 | 1,582,553,000 | 1,631,199,000 |
| Securities available for sale | 5,680,420,000 | 5,402,992,000 | 5,131,982,000 | 5,110,376,000 |
| Securities held to maturity | 73,693,000 | 70,295,000 | 60,215,000 | 59,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,379,120,000 | 42,557,758,000 | 43,115,611,000 | 44,955,891,000 |
| Interest-bearing deposits | 42,233,540,000 | 42,405,692,000 | 42,911,998,000 | 44,757,980,000 |
| Noninterest-bearing deposits | 145,580,000 | 152,066,000 | 203,613,000 | 197,911,000 |
| Equity capital | 8,505,049,000 | 8,703,940,000 | 8,833,921,000 | 8,979,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,771,578,000 | 3,555,747,000 | 5,401,926,000 | 7,311,439,000 |
| Interest expense | 263,608,000 | 524,668,000 | 768,947,000 | 1,007,792,000 |
| Net interest income | 1,507,970,000 | 3,031,079,000 | 4,632,979,000 | 6,303,647,000 |
| Noninterest income | 297,309,000 | 638,625,000 | 944,104,000 | 1,244,009,000 |
| Noninterest expense | 627,841,000 | 1,268,173,000 | 1,917,147,000 | 2,604,651,000 |
| Provision for loan losses | 158,452,000 | 384,229,000 | 716,814,000 | 1,068,546,000 |
| Pretax income | 1,021,996,000 | 2,020,312,000 | 2,946,132,000 | 3,877,469,000 |
| Income tax | 386,120,000 | 762,460,000 | 1,105,181,000 | 1,435,974,000 |
| Net income | 635,876,000 | 1,257,852,000 | 1,840,951,000 | 2,441,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,434,629,000 | 8,656,774,000 | 8,790,042,000 | 8,940,695,000 |
| Total capital | 9,925,625,000 | 10,164,768,000 | 10,308,631,000 | 10,496,047,000 |
| Risk-weighted assets | 62,662,710,000 | 64,124,297,000 | 64,932,305,000 | 67,853,363,000 |