Call reports 2012
DISCOVER BANK — 2012
What DISCOVER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,489,820,000 | 71,309,889,000 | 73,272,259,000 | 71,837,249,000 |
| Total loans | 56,049,522,000 | 57,336,468,000 | 59,060,632,000 | 62,216,569,000 |
| Allowance for loan losses | 1,970,626,000 | 1,897,370,000 | 1,730,187,000 | 1,787,611,000 |
| Securities available for sale | 7,061,713,000 | 7,558,653,000 | 6,766,660,000 | 6,425,370,000 |
| Securities held to maturity | 94,895,000 | 93,505,000 | 88,494,000 | 86,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,559,136,000 | 41,762,780,000 | 42,050,072,000 | 42,209,678,000 |
| Interest-bearing deposits | 40,436,030,000 | 41,629,600,000 | 41,907,105,000 | 42,059,497,000 |
| Noninterest-bearing deposits | 123,106,000 | 133,180,000 | 142,967,000 | 150,181,000 |
| Equity capital | 7,262,089,000 | 6,989,748,000 | 7,583,722,000 | 8,179,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,707,272,000 | 3,415,098,000 | 5,188,497,000 | 6,994,624,000 |
| Interest expense | 316,920,000 | 619,633,000 | 911,512,000 | 1,194,146,000 |
| Net interest income | 1,390,352,000 | 2,795,465,000 | 4,276,985,000 | 5,800,478,000 |
| Noninterest income | 302,778,000 | 631,622,000 | 929,468,000 | 1,213,303,000 |
| Noninterest expense | 607,709,000 | 1,260,991,000 | 1,969,981,000 | 2,797,977,000 |
| Provision for loan losses | 84,007,000 | 345,741,000 | 480,996,000 | 851,509,000 |
| Pretax income | 1,001,414,000 | 1,820,355,000 | 2,755,476,000 | 3,364,295,000 |
| Income tax | 378,208,000 | 684,788,000 | 1,039,463,000 | 1,255,128,000 |
| Net income | 623,206,000 | 1,135,567,000 | 1,716,013,000 | 2,109,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,195,916,000 | 6,908,623,000 | 7,489,415,000 | 8,097,386,000 |
| Total capital | 9,136,228,000 | 8,870,792,000 | 9,467,384,000 | 9,614,783,000 |
| Risk-weighted assets | 58,331,817,000 | 60,164,861,000 | 61,601,153,000 | 64,654,859,000 |