Call reports 2010
DISCOVER BANK — 2010
What DISCOVER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 63,056,053,000 | 59,501,357,000 | 60,371,903,000 | 62,457,738,000 |
| Total loans | 49,796,413,000 | 49,720,145,000 | 48,301,892,000 | 53,316,814,000 |
| Allowance for loan losses | 4,173,292,000 | 3,931,188,000 | 3,697,831,000 | 3,278,024,000 |
| Securities available for sale | 1,540,827,000 | 1,822,153,000 | 4,808,243,000 | 5,980,623,000 |
| Securities held to maturity | 76,401,000 | 75,554,000 | 62,073,000 | 61,035,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,802,673,000 | 34,472,848,000 | 34,598,986,000 | 34,517,737,000 |
| Interest-bearing deposits | 35,709,569,000 | 34,359,952,000 | 34,497,892,000 | 34,393,094,000 |
| Noninterest-bearing deposits | 93,104,000 | 112,896,000 | 101,094,000 | 124,643,000 |
| Equity capital | 5,063,023,000 | 5,571,130,000 | 5,823,512,000 | 6,082,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,608,489,000 | 3,224,007,000 | 4,820,561,000 | 6,417,554,000 |
| Interest expense | 378,317,000 | 741,855,000 | 1,092,674,000 | 1,435,067,000 |
| Net interest income | 1,230,172,000 | 2,482,152,000 | 3,727,887,000 | 4,982,487,000 |
| Noninterest income | 339,843,000 | 699,411,000 | 1,073,427,000 | 1,436,158,000 |
| Noninterest expense | 489,709,000 | 990,937,000 | 1,550,061,000 | 2,146,771,000 |
| Provision for loan losses | 1,377,336,000 | 2,116,521,000 | 2,770,286,000 | 3,105,819,000 |
| Pretax income | -297,033,000 | 74,102,000 | 500,520,000 | 1,185,608,000 |
| Income tax | -115,922,000 | 25,450,000 | 191,634,000 | 468,479,000 |
| Net income | -181,111,000 | 48,652,000 | 308,886,000 | 717,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,043,809,000 | 5,548,572,000 | 5,808,806,000 | 6,087,991,000 |
| Total capital | 6,663,004,000 | 7,385,694,000 | 7,641,752,000 | 7,986,539,000 |
| Risk-weighted assets | 48,147,243,000 | 48,087,464,000 | 47,971,927,000 | 53,694,846,000 |