Call reports 2001
DISCOVER BANK — 2001
What DISCOVER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 21,876,869,000 | 21,079,084,000 | 20,039,429,000 | 22,702,205,000 |
| Total loans | 20,250,161,000 | 19,585,631,000 | 18,190,668,000 | 20,792,584,000 |
| Allowance for loan losses | 761,556,000 | 764,021,000 | 764,035,000 | 814,900,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,854,000 | 11,736,000 | 11,169,000 | 10,945,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,172,897,000 | 13,664,735,000 | 13,585,993,000 | 13,411,876,000 |
| Interest-bearing deposits | 13,239,844,000 | 13,245,764,000 | 13,098,768,000 | 12,961,799,000 |
| Noninterest-bearing deposits | 933,053,000 | 418,971,000 | 487,225,000 | 450,077,000 |
| Equity capital | 2,863,309,000 | 2,512,454,000 | 2,743,642,000 | 2,743,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 598,693,000 | 1,217,137,000 | 1,881,167,000 | 2,480,811,000 |
| Interest expense | 269,261,000 | 525,258,000 | 759,812,000 | 967,024,000 |
| Net interest income | 329,432,000 | 691,879,000 | 1,121,355,000 | 1,513,787,000 |
| Noninterest income | 697,557,000 | 1,421,703,000 | 2,193,476,000 | 2,572,240,000 |
| Noninterest expense | 635,482,000 | 1,244,590,000 | 1,821,491,000 | 1,948,928,000 |
| Provision for loan losses | 207,446,000 | 448,672,000 | 708,272,000 | 1,035,954,000 |
| Pretax income | 184,061,000 | 420,320,000 | 785,068,000 | 1,101,145,000 |
| Income tax | 67,220,000 | 153,323,000 | 285,871,000 | 400,822,000 |
| Net income | 116,841,000 | 266,997,000 | 499,197,000 | 700,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,857,240,000 | 2,507,396,000 | 2,738,002,000 | 2,739,243,000 |
| Total capital | 3,159,909,000 | 2,804,593,000 | 3,018,952,000 | 3,053,709,000 |
| Risk-weighted assets | 22,486,522,000 | 22,098,710,000 | 20,495,576,000 | 23,416,346,000 |