Call reports 2025
STATE BANK — 2025
What STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 76,666,000 | 75,369,000 | 73,729,000 | 73,971,000 |
| Total loans | 47,169,000 | 50,741,000 | 49,328,000 | 49,741,000 |
| Allowance for loan losses | 628,000 | 579,000 | 580,000 | 580,000 |
| Securities available for sale | 12,220,000 | 10,692,000 | 10,097,000 | 10,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,763,000 | 68,340,000 | 66,861,000 | 67,147,000 |
| Interest-bearing deposits | 56,997,000 | 57,611,000 | 55,925,000 | 55,112,000 |
| Noninterest-bearing deposits | 12,766,000 | 10,729,000 | 10,936,000 | 12,035,000 |
| Equity capital | 5,960,000 | 6,048,000 | 6,170,000 | 6,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,876,000 | 2,849,000 | 3,823,000 |
| Interest expense | 279,000 | 555,000 | 829,000 | 1,092,000 |
| Net interest income | 651,000 | 1,321,000 | 2,020,000 | 2,731,000 |
| Noninterest income | 186,000 | 356,000 | 534,000 | 674,000 |
| Noninterest expense | 605,000 | 1,178,000 | 1,774,000 | 2,469,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 231,000 | 498,000 | 776,000 | 932,000 |
| Income tax | 12,000 | 24,000 | 39,000 | 38,000 |
| Net income | 219,000 | 474,000 | 737,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,262,000 | 6,279,000 | 6,326,000 | 6,340,000 |
| Total capital | 6,814,000 | 6,848,000 | 6,903,000 | 6,920,000 |
| Risk-weighted assets | 44,117,000 | 45,571,000 | 46,158,000 | 46,989,000 |