Call reports 2023
STATE BANK — 2023
What STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 78,349,000 | 81,689,000 | 75,401,000 | 74,328,000 |
| Total loans | 44,965,000 | 46,555,000 | 49,062,000 | 48,457,000 |
| Allowance for loan losses | 624,000 | 626,000 | 627,000 | 629,000 |
| Securities available for sale | 16,944,000 | 15,399,000 | 14,564,000 | 14,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,533,000 | 75,937,000 | 68,744,000 | 67,238,000 |
| Interest-bearing deposits | 58,869,000 | 58,869,000 | 56,464,000 | 54,428,000 |
| Noninterest-bearing deposits | 13,664,000 | 17,068,000 | 12,280,000 | 12,810,000 |
| Equity capital | 5,284,000 | 5,172,000 | 5,132,000 | 5,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,556,000 | 2,382,000 | 3,222,000 |
| Interest expense | 119,000 | 280,000 | 468,000 | 718,000 |
| Net interest income | 637,000 | 1,276,000 | 1,914,000 | 2,504,000 |
| Noninterest income | 121,000 | 231,000 | 377,000 | 512,000 |
| Noninterest expense | 582,000 | 1,146,000 | 1,732,000 | 2,281,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 361,000 | 567,000 | 750,000 |
| Income tax | 9,000 | 16,000 | 27,000 | 35,000 |
| Net income | 169,000 | 345,000 | 540,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,252,000 | 6,173,000 | 6,191,000 | 6,305,000 |
| Total capital | 6,826,000 | 6,754,000 | 6,797,000 | 6,901,000 |
| Risk-weighted assets | 45,924,000 | 46,514,000 | 48,517,000 | 47,719,000 |