Call reports 2022
STATE BANK — 2022
What STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 83,338,000 | 85,103,000 | 83,059,000 | 82,893,000 |
| Total loans | 43,893,000 | 44,637,000 | 48,161,000 | 48,225,000 |
| Allowance for loan losses | 619,000 | 620,000 | 621,000 | 623,000 |
| Securities available for sale | 18,315,000 | 16,907,000 | 17,091,000 | 17,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,468,000 | 79,575,000 | 77,857,000 | 77,270,000 |
| Interest-bearing deposits | 61,837,000 | 65,165,000 | 64,612,000 | 59,583,000 |
| Noninterest-bearing deposits | 15,631,000 | 14,410,000 | 13,245,000 | 17,687,000 |
| Equity capital | 5,367,000 | 5,021,000 | 4,714,000 | 5,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,149,000 | 1,845,000 | 2,620,000 |
| Interest expense | 69,000 | 137,000 | 208,000 | 298,000 |
| Net interest income | 480,000 | 1,012,000 | 1,637,000 | 2,322,000 |
| Noninterest income | 213,000 | 341,000 | 506,000 | 663,000 |
| Noninterest expense | 560,000 | 1,108,000 | 1,670,000 | 2,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 132,000 | 240,000 | 470,000 | 708,000 |
| Income tax | 7,000 | 12,000 | 23,000 | 33,000 |
| Net income | 125,000 | 228,000 | 447,000 | 675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,179,000 | 6,024,000 | 6,091,000 | 6,218,000 |
| Total capital | 6,736,000 | 6,588,000 | 6,695,000 | 6,826,000 |
| Risk-weighted assets | 44,565,000 | 45,129,000 | 48,369,000 | 48,654,000 |