Call reports 2021
STATE BANK — 2021
What STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 81,044,000 | 84,507,000 | 82,671,000 | 81,649,000 |
| Total loans | 48,137,000 | 45,931,000 | 42,431,000 | 44,033,000 |
| Allowance for loan losses | 579,000 | 588,000 | 603,000 | 618,000 |
| Securities available for sale | 10,081,000 | 12,215,000 | 16,548,000 | 18,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,152,000 | 77,719,000 | 76,031,000 | 75,124,000 |
| Interest-bearing deposits | 57,417,000 | 61,095,000 | 60,428,000 | 59,674,000 |
| Noninterest-bearing deposits | 16,735,000 | 16,624,000 | 15,603,000 | 15,450,000 |
| Equity capital | 6,352,000 | 6,232,000 | 6,085,000 | 5,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 968,000 | 1,648,000 | 2,217,000 | 2,801,000 |
| Interest expense | 83,000 | 160,000 | 239,000 | 312,000 |
| Net interest income | 885,000 | 1,488,000 | 1,978,000 | 2,489,000 |
| Noninterest income | 155,000 | 324,000 | 478,000 | 636,000 |
| Noninterest expense | 600,000 | 1,151,000 | 1,777,000 | 2,353,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 430,000 | 636,000 | 640,000 | 722,000 |
| Income tax | 22,000 | 32,000 | 32,000 | 35,000 |
| Net income | 408,000 | 604,000 | 608,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,370,000 | 6,277,000 | 6,156,000 | 6,150,000 |
| Total capital | 6,927,000 | 6,814,000 | 6,689,000 | 6,712,000 |
| Risk-weighted assets | 44,573,000 | 42,919,000 | 42,571,000 | 44,911,000 |