Call reports 2020
STATE BANK — 2020
What STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 68,733,000 | 74,075,000 | 75,144,000 | 75,402,000 |
| Total loans | 49,014,000 | 48,892,000 | 50,168,000 | 47,131,000 |
| Allowance for loan losses | 521,000 | 534,000 | 549,000 | 563,000 |
| Securities available for sale | 8,267,000 | 6,333,000 | 7,435,000 | 8,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,249,000 | 67,367,000 | 68,507,000 | 68,751,000 |
| Interest-bearing deposits | 50,895,000 | 52,928,000 | 54,214,000 | 53,583,000 |
| Noninterest-bearing deposits | 11,354,000 | 14,439,000 | 14,293,000 | 15,168,000 |
| Equity capital | 5,906,000 | 6,110,000 | 6,075,000 | 6,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,568,000 | 2,222,000 | 2,849,000 |
| Interest expense | 129,000 | 242,000 | 347,000 | 440,000 |
| Net interest income | 574,000 | 1,326,000 | 1,875,000 | 2,409,000 |
| Noninterest income | 147,000 | 274,000 | 421,000 | 579,000 |
| Noninterest expense | 563,000 | 1,126,000 | 1,674,000 | 2,264,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 143,000 | 459,000 | 592,000 | 679,000 |
| Income tax | 7,000 | 23,000 | 30,000 | 31,000 |
| Net income | 136,000 | 436,000 | 562,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,933,000 | 6,077,000 | 6,048,000 | 6,043,000 |
| Total capital | 6,454,000 | 6,611,000 | 6,597,000 | 6,606,000 |
| Risk-weighted assets | 48,736,000 | 44,135,000 | 45,502,000 | 45,212,000 |