Call reports 2019
STATE BANK — 2019
What STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 67,946,000 | 66,854,000 | 69,483,000 | 69,087,000 |
| Total loans | 44,461,000 | 46,752,000 | 46,690,000 | 47,112,000 |
| Allowance for loan losses | 462,000 | 476,000 | 490,000 | 506,000 |
| Securities available for sale | 6,921,000 | 6,865,000 | 8,071,000 | 8,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,352,000 | 60,400,000 | 63,024,000 | 62,570,000 |
| Interest-bearing deposits | 49,795,000 | 50,125,000 | 51,378,000 | 50,531,000 |
| Noninterest-bearing deposits | 11,557,000 | 10,275,000 | 11,646,000 | 12,039,000 |
| Equity capital | 5,970,000 | 5,835,000 | 5,827,000 | 5,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,396,000 | 2,114,000 | 2,830,000 |
| Interest expense | 131,000 | 270,000 | 418,000 | 558,000 |
| Net interest income | 558,000 | 1,126,000 | 1,696,000 | 2,272,000 |
| Noninterest income | 138,000 | 270,000 | 432,000 | 586,000 |
| Noninterest expense | 553,000 | 1,114,000 | 1,679,000 | 2,241,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 128,000 | 252,000 | 404,000 | 557,000 |
| Income tax | 6,000 | 13,000 | 20,000 | 17,000 |
| Net income | 122,000 | 239,000 | 384,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,994,000 | 5,829,000 | 5,811,000 | 5,867,000 |
| Total capital | 6,456,000 | 6,305,000 | 6,302,000 | 6,374,000 |
| Risk-weighted assets | 46,134,000 | 47,486,000 | 47,508,000 | 47,541,000 |