Call reports 2018
STATE BANK — 2018
What STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 67,825,000 | 67,232,000 | 66,329,000 | 67,290,000 |
| Total loans | 45,325,000 | 47,325,000 | 46,825,000 | 46,060,000 |
| Allowance for loan losses | 390,000 | 451,000 | 450,000 | 447,000 |
| Securities available for sale | 6,387,000 | 6,163,000 | 6,103,000 | 6,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,361,000 | 60,821,000 | 59,862,000 | 60,723,000 |
| Interest-bearing deposits | 51,543,000 | 50,298,000 | 48,338,000 | 47,478,000 |
| Noninterest-bearing deposits | 9,818,000 | 10,523,000 | 11,524,000 | 13,245,000 |
| Equity capital | 5,878,000 | 5,815,000 | 5,855,000 | 5,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 650,000 | 1,324,000 | 2,013,000 | 2,724,000 |
| Interest expense | 95,000 | 203,000 | 314,000 | 438,000 |
| Net interest income | 555,000 | 1,121,000 | 1,699,000 | 2,286,000 |
| Noninterest income | 140,000 | 285,000 | 461,000 | 679,000 |
| Noninterest expense | 543,000 | 1,075,000 | 1,616,000 | 2,162,000 |
| Provision for loan losses | 20,000 | 65,000 | 65,000 | 65,000 |
| Pretax income | 132,000 | 266,000 | 479,000 | 738,000 |
| Income tax | 7,000 | 13,000 | 24,000 | 44,000 |
| Net income | 125,000 | 253,000 | 455,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,934,000 | 5,869,000 | 5,921,000 | 5,961,000 |
| Total capital | 6,325,000 | 6,321,000 | 6,371,000 | 6,408,000 |
| Risk-weighted assets | 46,740,000 | 48,681,000 | 48,559,000 | 47,647,000 |