Call reports 2017
STATE BANK — 2017
What STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,969,000 | 66,805,000 | 67,523,000 | 67,595,000 |
| Total loans | 45,611,000 | 46,808,000 | 47,267,000 | 46,988,000 |
| Allowance for loan losses | 418,000 | 424,000 | 432,000 | 366,000 |
| Securities available for sale | 8,349,000 | 6,436,000 | 6,409,000 | 6,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,824,000 | 60,581,000 | 61,161,000 | 61,212,000 |
| Interest-bearing deposits | 51,710,000 | 49,470,000 | 49,659,000 | 50,072,000 |
| Noninterest-bearing deposits | 10,114,000 | 11,111,000 | 11,502,000 | 11,140,000 |
| Equity capital | 5,620,000 | 5,668,000 | 5,754,000 | 5,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,224,000 | 1,870,000 | 2,514,000 |
| Interest expense | 74,000 | 150,000 | 229,000 | 308,000 |
| Net interest income | 525,000 | 1,074,000 | 1,641,000 | 2,206,000 |
| Noninterest income | 162,000 | 361,000 | 602,000 | 788,000 |
| Noninterest expense | 554,000 | 1,068,000 | 1,605,000 | 2,201,000 |
| Provision for loan losses | 65,000 | 95,000 | 110,000 | 125,000 |
| Pretax income | 68,000 | 272,000 | 528,000 | 668,000 |
| Income tax | 6,000 | 16,000 | 62,000 | 70,000 |
| Net income | 62,000 | 256,000 | 466,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,669,000 | 5,712,000 | 5,794,000 | 5,827,000 |
| Total capital | 6,087,000 | 6,136,000 | 6,226,000 | 6,193,000 |
| Risk-weighted assets | 46,156,000 | 47,090,000 | 47,806,000 | 48,312,000 |