Call reports 2016
STATE BANK — 2016
What STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 68,769,000 | 68,208,000 | 68,505,000 | 68,601,000 |
| Total loans | 45,949,000 | 49,035,000 | 48,358,000 | 45,746,000 |
| Allowance for loan losses | 692,000 | 734,000 | 738,000 | 359,000 |
| Securities available for sale | 7,181,000 | 7,898,000 | 7,640,000 | 7,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,110,000 | 62,445,000 | 62,574,000 | 62,453,000 |
| Interest-bearing deposits | 52,764,000 | 51,933,000 | 51,834,000 | 50,777,000 |
| Noninterest-bearing deposits | 10,346,000 | 10,512,000 | 10,740,000 | 11,676,000 |
| Equity capital | 5,139,000 | 5,221,000 | 5,372,000 | 5,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,227,000 | 1,868,000 | 2,482,000 |
| Interest expense | 75,000 | 152,000 | 228,000 | 307,000 |
| Net interest income | 534,000 | 1,075,000 | 1,640,000 | 2,175,000 |
| Noninterest income | 201,000 | 368,000 | 548,000 | 738,000 |
| Noninterest expense | 596,000 | 1,175,000 | 1,740,000 | 2,243,000 |
| Provision for loan losses | 535,000 | 576,000 | 581,000 | 581,000 |
| Pretax income | -396,000 | -308,000 | -133,000 | 89,000 |
| Income tax | -5,000 | 1,000 | 10,000 | 17,000 |
| Net income | -391,000 | -309,000 | -143,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,174,000 | 5,245,000 | 5,419,000 | 5,637,000 |
| Total capital | 5,755,000 | 5,860,000 | 6,027,000 | 5,996,000 |
| Risk-weighted assets | 46,401,000 | 49,103,000 | 48,572,000 | 45,793,000 |