Call reports 2015
STATE BANK — 2015
What STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 69,858,000 | 66,806,000 | 68,795,000 | 68,621,000 |
| Total loans | 49,194,000 | 48,477,000 | 48,224,000 | 45,583,000 |
| Allowance for loan losses | 490,000 | 505,000 | 516,000 | 398,000 |
| Securities available for sale | 8,240,000 | 7,370,000 | 7,061,000 | 7,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,045,000 | 61,152,000 | 63,192,000 | 62,900,000 |
| Interest-bearing deposits | 51,460,000 | 50,101,000 | 51,740,000 | 51,256,000 |
| Noninterest-bearing deposits | 12,585,000 | 11,051,000 | 11,452,000 | 11,644,000 |
| Equity capital | 5,332,000 | 5,152,000 | 5,085,000 | 5,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 672,000 | 1,338,000 | 1,985,000 | 2,601,000 |
| Interest expense | 70,000 | 141,000 | 212,000 | 287,000 |
| Net interest income | 602,000 | 1,197,000 | 1,773,000 | 2,314,000 |
| Noninterest income | 195,000 | 344,000 | 539,000 | 746,000 |
| Noninterest expense | 566,000 | 1,133,000 | 1,731,000 | 2,351,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 216,000 | 378,000 | 536,000 | 649,000 |
| Income tax | 11,000 | 19,000 | 27,000 | 11,000 |
| Net income | 205,000 | 359,000 | 509,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,354,000 | 5,184,000 | 5,113,000 | 5,181,000 |
| Total capital | 5,844,000 | 5,689,000 | 5,629,000 | 5,579,000 |
| Risk-weighted assets | 49,858,000 | 49,456,000 | 48,778,000 | 46,444,000 |