Call reports 2012
STATE BANK — 2012
What STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 66,062,000 | 68,468,000 | 69,610,000 | 68,833,000 |
| Total loans | 46,996,000 | 47,959,000 | 48,606,000 | 48,119,000 |
| Allowance for loan losses | 482,000 | 499,000 | 514,000 | 476,000 |
| Securities available for sale | 7,303,000 | 8,390,000 | 9,174,000 | 9,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,011,000 | 63,312,000 | 64,283,000 | 63,331,000 |
| Interest-bearing deposits | 49,548,000 | 50,751,000 | 51,594,000 | 50,450,000 |
| Noninterest-bearing deposits | 11,463,000 | 12,561,000 | 12,689,000 | 12,881,000 |
| Equity capital | 4,604,000 | 4,657,000 | 4,778,000 | 4,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 723,000 | 1,486,000 | 2,231,000 | 2,950,000 |
| Interest expense | 108,000 | 215,000 | 322,000 | 425,000 |
| Net interest income | 615,000 | 1,271,000 | 1,909,000 | 2,525,000 |
| Noninterest income | 105,000 | 333,000 | 546,000 | 733,000 |
| Noninterest expense | 492,000 | 1,130,000 | 1,699,000 | 2,275,000 |
| Provision for loan losses | 30,000 | 50,000 | 65,000 | 80,000 |
| Pretax income | 198,000 | 424,000 | 691,000 | 903,000 |
| Income tax | 10,000 | 21,000 | 35,000 | 45,000 |
| Net income | 188,000 | 403,000 | 656,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,545,000 | 4,599,000 | 4,724,000 | 4,906,000 |
| Total capital | 5,027,000 | 5,098,000 | 5,238,000 | 5,382,000 |
| Risk-weighted assets | 47,160,000 | 47,842,000 | 48,776,000 | 49,568,000 |