Call reports 2011
STATE BANK — 2011
What STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 62,959,000 | 61,130,000 | 63,265,000 | 63,648,000 |
| Total loans | 44,757,000 | 46,491,000 | 47,513,000 | 47,136,000 |
| Allowance for loan losses | 384,000 | 402,000 | 417,000 | 433,000 |
| Securities available for sale | 9,490,000 | 9,418,000 | 8,109,000 | 7,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,190,000 | 56,148,000 | 58,281,000 | 58,373,000 |
| Interest-bearing deposits | 48,751,000 | 46,446,000 | 47,840,000 | 47,919,000 |
| Noninterest-bearing deposits | 9,439,000 | 9,702,000 | 10,441,000 | 10,454,000 |
| Equity capital | 4,349,000 | 4,504,000 | 4,525,000 | 4,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,472,000 | 2,238,000 | 2,972,000 |
| Interest expense | 145,000 | 277,000 | 398,000 | 514,000 |
| Net interest income | 586,000 | 1,195,000 | 1,840,000 | 2,458,000 |
| Noninterest income | 180,000 | 316,000 | 462,000 | 593,000 |
| Noninterest expense | 573,000 | 1,104,000 | 1,642,000 | 2,198,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 100,000 |
| Pretax income | 178,000 | 377,000 | 615,000 | 753,000 |
| Income tax | 9,000 | 19,000 | 31,000 | 37,000 |
| Net income | 169,000 | 358,000 | 584,000 | 716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,387,000 | 4,455,000 | 4,458,000 | 4,499,000 |
| Total capital | 4,771,000 | 4,857,000 | 4,875,000 | 4,932,000 |
| Risk-weighted assets | 45,429,000 | 47,297,000 | 48,351,000 | 47,420,000 |