Call reports 2010
STATE BANK — 2010
What STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 56,052,000 | 58,100,000 | 58,918,000 | 64,549,000 |
| Total loans | 43,959,000 | 44,326,000 | 44,418,000 | 45,238,000 |
| Allowance for loan losses | 405,000 | 420,000 | 434,000 | 369,000 |
| Securities available for sale | 6,477,000 | 6,438,000 | 7,257,000 | 8,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,477,000 | 52,424,000 | 52,721,000 | 59,120,000 |
| Interest-bearing deposits | 39,119,000 | 42,756,000 | 42,972,000 | 49,566,000 |
| Noninterest-bearing deposits | 10,358,000 | 9,668,000 | 9,749,000 | 9,554,000 |
| Equity capital | 4,361,000 | 4,318,000 | 4,378,000 | 4,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 703,000 | 1,434,000 | 2,162,000 | 2,909,000 |
| Interest expense | 181,000 | 361,000 | 526,000 | 684,000 |
| Net interest income | 522,000 | 1,073,000 | 1,636,000 | 2,225,000 |
| Noninterest income | 204,000 | 361,000 | 508,000 | 727,000 |
| Noninterest expense | 542,000 | 1,055,000 | 1,550,000 | 2,214,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 55,000 |
| Pretax income | 169,000 | 349,000 | 554,000 | 690,000 |
| Income tax | 8,000 | 17,000 | 28,000 | 35,000 |
| Net income | 161,000 | 332,000 | 526,000 | 655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,341,000 | 4,284,000 | 4,309,000 | 4,356,000 |
| Total capital | 4,746,000 | 4,704,000 | 4,743,000 | 4,725,000 |
| Risk-weighted assets | 43,858,000 | 44,232,000 | 44,631,000 | 45,408,000 |