Call reports 2008
STATE BANK — 2008
What STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 51,542,000 | 50,810,000 | 51,199,000 | 52,918,000 |
| Total loans | 41,610,000 | 42,072,000 | 41,721,000 | 40,674,000 |
| Allowance for loan losses | 322,000 | 376,000 | 379,000 | 217,000 |
| Securities available for sale | 3,545,000 | 3,176,000 | 3,488,000 | 3,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,805,000 | 43,028,000 | 44,091,000 | 45,920,000 |
| Interest-bearing deposits | 36,811,000 | 36,472,000 | 37,462,000 | 37,967,000 |
| Noninterest-bearing deposits | 6,994,000 | 6,556,000 | 6,629,000 | 7,953,000 |
| Equity capital | 4,311,000 | 4,415,000 | 4,465,000 | 4,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,613,000 | 2,372,000 | 3,109,000 |
| Interest expense | 373,000 | 687,000 | 978,000 | 1,249,000 |
| Net interest income | 459,000 | 926,000 | 1,394,000 | 1,860,000 |
| Noninterest income | 196,000 | 343,000 | 507,000 | 659,000 |
| Noninterest expense | 492,000 | 934,000 | 1,392,000 | 1,938,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 171,000 | 343,000 | 517,000 | 489,000 |
| Income tax | 8,000 | 17,000 | 26,000 | 24,000 |
| Net income | 163,000 | 326,000 | 491,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,258,000 | 4,398,000 | 4,446,000 | 4,313,000 |
| Total capital | 4,580,000 | 4,774,000 | 4,825,000 | 4,530,000 |
| Risk-weighted assets | 40,939,000 | 41,128,000 | 41,527,000 | 40,999,000 |