Call reports 2002
STATE BANK — 2002
What STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,334,000 | 40,227,000 | 38,636,000 | 40,151,000 |
| Total loans | 30,060,000 | 31,809,000 | 31,741,000 | 31,358,000 |
| Allowance for loan losses | 264,000 | 259,000 | 229,000 | 212,000 |
| Securities available for sale | 2,100,000 | 1,935,000 | 1,749,000 | 1,411,000 |
| Securities held to maturity | 154,000 | 143,000 | 133,000 | 118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,350,000 | 33,151,000 | 31,484,000 | 32,976,000 |
| Interest-bearing deposits | 25,125,000 | 28,141,000 | 26,493,000 | 27,489,000 |
| Noninterest-bearing deposits | 4,225,000 | 5,009,000 | 4,991,000 | 5,487,000 |
| Equity capital | 2,755,000 | 2,824,000 | 2,923,000 | 2,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,298,000 | 1,963,000 | 2,613,000 |
| Interest expense | 246,000 | 492,000 | 729,000 | 953,000 |
| Net interest income | 402,000 | 806,000 | 1,234,000 | 1,660,000 |
| Noninterest income | 80,000 | 157,000 | 252,000 | 346,000 |
| Noninterest expense | 402,000 | 765,000 | 1,115,000 | 1,515,000 |
| Provision for loan losses | 12,000 | 36,000 | 66,000 | 96,000 |
| Pretax income | 68,000 | 162,000 | 305,000 | 395,000 |
| Income tax | 59,000 | 64,000 | 71,000 | 80,000 |
| Net income | 9,000 | 98,000 | 234,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,730,000 | 2,783,000 | 2,877,000 | 2,925,000 |
| Total capital | 2,994,000 | 3,042,000 | 3,106,000 | 3,137,000 |
| Risk-weighted assets | 29,060,000 | 30,986,000 | 30,688,000 | 30,546,000 |