Call reports 2025
MERCHANTS AND PLANTERS BANK — 2025
What MERCHANTS AND PLANTERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 211,159,000 | 210,881,000 | 221,647,000 | 224,954,000 |
| Total loans | 93,875,000 | 98,686,000 | 98,660,000 | 98,166,000 |
| Allowance for loan losses | 2,187,000 | 2,105,000 | 2,111,000 | 2,204,000 |
| Securities available for sale | 64,789,000 | 66,640,000 | 79,571,000 | 77,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,318,000 | 174,928,000 | 184,846,000 | 188,743,000 |
| Interest-bearing deposits | 119,110,000 | 121,717,000 | 134,468,000 | 144,815,000 |
| Noninterest-bearing deposits | 57,208,000 | 53,211,000 | 50,378,000 | 43,928,000 |
| Equity capital | 33,928,000 | 34,854,000 | 35,791,000 | 35,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,592,000 | 5,209,000 | 7,806,000 | 10,514,000 |
| Interest expense | 463,000 | 937,000 | 1,451,000 | 2,053,000 |
| Net interest income | 2,129,000 | 4,272,000 | 6,355,000 | 8,461,000 |
| Noninterest income | 941,000 | 1,471,000 | 1,907,000 | 2,377,000 |
| Noninterest expense | 1,776,000 | 3,569,000 | 5,435,000 | 7,401,000 |
| Provision for loan losses | -1,000 | 0 | 0 | -4,000 |
| Pretax income | 1,294,000 | 2,174,000 | 2,827,000 | 3,437,000 |
| Income tax | 312,000 | 510,000 | 663,000 | 816,000 |
| Net income | 982,000 | 1,664,000 | 2,164,000 | 2,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,592,000 | 35,255,000 | 35,736,000 | 35,386,000 |