Call reports 2019
MERCHANTS AND PLANTERS BANK — 2019
What MERCHANTS AND PLANTERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 91,706,000 | 88,456,000 | 93,811,000 | 91,107,000 |
| Total loans | 53,952,000 | 55,572,000 | 57,057,000 | 56,823,000 |
| Allowance for loan losses | 620,000 | 660,000 | 702,000 | 721,000 |
| Securities available for sale | 21,212,000 | 20,295,000 | 20,479,000 | 19,607,000 |
| Securities held to maturity | 352,000 | 352,000 | 351,000 | 351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,287,000 | 78,713,000 | 83,840,000 | 80,909,000 |
| Interest-bearing deposits | 60,479,000 | 58,086,000 | 60,918,000 | 60,232,000 |
| Noninterest-bearing deposits | 21,808,000 | 20,628,000 | 22,922,000 | 20,677,000 |
| Equity capital | 9,144,000 | 9,524,000 | 9,693,000 | 9,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,765,000 | 2,689,000 | 3,607,000 |
| Interest expense | 45,000 | 94,000 | 148,000 | 200,000 |
| Net interest income | 831,000 | 1,671,000 | 2,541,000 | 3,407,000 |
| Noninterest income | 957,000 | 1,285,000 | 1,574,000 | 1,900,000 |
| Noninterest expense | 1,014,000 | 1,898,000 | 2,817,000 | 3,966,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 744,000 | 998,000 | 1,208,000 | 1,221,000 |
| Income tax | 191,000 | 254,000 | 306,000 | 302,000 |
| Net income | 553,000 | 744,000 | 902,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,199,000 | 8,473,000 | 8,706,000 | 9,054,000 |
| Total capital | 8,819,000 | 9,133,000 | 9,408,000 | 9,775,000 |
| Risk-weighted assets | 57,413,000 | 58,675,000 | 60,374,000 | 59,778,000 |