Call reports 2018
MERCHANTS AND PLANTERS BANK — 2018
What MERCHANTS AND PLANTERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 100,687,000 | 95,705,000 | 90,350,000 | 91,421,000 |
| Total loans | 51,167,000 | 52,092,000 | 53,778,000 | 54,234,000 |
| Allowance for loan losses | 584,000 | 603,000 | 545,000 | 581,000 |
| Securities available for sale | 22,628,000 | 22,756,000 | 22,480,000 | 20,450,000 |
| Securities held to maturity | 452,000 | 452,000 | 352,000 | 352,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,109,000 | 86,975,000 | 81,531,000 | 82,634,000 |
| Interest-bearing deposits | 55,305,000 | 56,726,000 | 57,455,000 | 61,435,000 |
| Noninterest-bearing deposits | 36,803,000 | 30,249,000 | 24,077,000 | 21,199,000 |
| Equity capital | 8,223,000 | 8,313,000 | 8,385,000 | 8,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,609,000 | 2,464,000 | 3,338,000 |
| Interest expense | 31,000 | 65,000 | 104,000 | 144,000 |
| Net interest income | 749,000 | 1,544,000 | 2,360,000 | 3,194,000 |
| Noninterest income | 317,000 | 571,000 | 1,013,000 | 1,306,000 |
| Noninterest expense | 902,000 | 1,774,000 | 2,708,000 | 3,838,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 134,000 | 281,000 | 575,000 | 542,000 |
| Income tax | 27,000 | 61,000 | 242,000 | 219,000 |
| Net income | 107,000 | 220,000 | 333,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,004,000 | 7,128,000 | 7,497,000 | 7,434,000 |
| Total capital | 7,588,000 | 7,731,000 | 8,042,000 | 8,015,000 |
| Risk-weighted assets | 58,961,000 | 60,222,000 | 57,180,000 | 57,357,000 |