Call reports 2016
MERCHANTS AND PLANTERS BANK — 2016
What MERCHANTS AND PLANTERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,677,000 | 89,462,000 | 88,511,000 | 85,257,000 |
| Total loans | 28,196,000 | 34,115,000 | 36,368,000 | 38,080,000 |
| Allowance for loan losses | 407,000 | 406,000 | 534,000 | 504,000 |
| Securities available for sale | 35,405,000 | 37,307,000 | 31,708,000 | 28,936,000 |
| Securities held to maturity | 2,363,000 | 950,000 | 950,000 | 951,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,466,000 | 81,219,000 | 80,132,000 | 77,121,000 |
| Interest-bearing deposits | 54,586,000 | 56,086,000 | 52,556,000 | 53,718,000 |
| Noninterest-bearing deposits | 28,879,000 | 25,133,000 | 27,575,000 | 23,403,000 |
| Equity capital | 8,051,000 | 8,081,000 | 8,210,000 | 7,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,144,000 | 1,844,000 | 2,479,000 |
| Interest expense | 27,000 | 53,000 | 80,000 | 105,000 |
| Net interest income | 523,000 | 1,091,000 | 1,764,000 | 2,374,000 |
| Noninterest income | 177,000 | 273,000 | 379,000 | 784,000 |
| Noninterest expense | 598,000 | 1,309,000 | 2,014,000 | 2,870,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 102,000 | 55,000 | 137,000 | 296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 55,000 | 137,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,289,000 | 7,233,000 | 7,281,000 | 7,416,000 |
| Total capital | 7,696,000 | 7,639,000 | 7,815,000 | 7,920,000 |
| Risk-weighted assets | 48,488,000 | 50,349,000 | 49,502,000 | 49,019,000 |