Call reports 2015
MERCHANTS AND PLANTERS BANK — 2015
What MERCHANTS AND PLANTERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,052,000 | 95,191,000 | 93,458,000 | 86,429,000 |
| Total loans | 26,284,000 | 26,529,000 | 27,531,000 | 26,601,000 |
| Allowance for loan losses | 527,000 | 532,000 | 523,000 | 426,000 |
| Securities available for sale | 34,123,000 | 32,802,000 | 34,243,000 | 35,137,000 |
| Securities held to maturity | 3,447,000 | 3,448,000 | 3,448,000 | 3,449,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,946,000 | 87,310,000 | 85,290,000 | 78,397,000 |
| Interest-bearing deposits | 55,378,000 | 52,369,000 | 54,492,000 | 54,952,000 |
| Noninterest-bearing deposits | 29,567,000 | 34,941,000 | 30,799,000 | 23,446,000 |
| Equity capital | 7,808,000 | 7,560,000 | 7,810,000 | 7,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 1,038,000 | 1,650,000 | 2,190,000 |
| Interest expense | 31,000 | 59,000 | 88,000 | 116,000 |
| Net interest income | 468,000 | 979,000 | 1,562,000 | 2,074,000 |
| Noninterest income | 93,000 | 211,000 | 326,000 | 470,000 |
| Noninterest expense | 637,000 | 1,292,000 | 1,934,000 | 2,598,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | -77,000 | -103,000 | -47,000 | 45,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -77,000 | -103,000 | -47,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,096,000 | 7,067,000 | 7,119,000 | 7,215,000 |
| Total capital | 7,623,000 | 7,599,000 | 7,642,000 | 7,641,000 |
| Risk-weighted assets | 52,804,000 | 51,485,000 | 48,408,000 | 44,573,000 |