Call reports 2011
MERCHANTS AND PLANTERS BANK — 2011
What MERCHANTS AND PLANTERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,716,000 | 82,357,000 | 80,396,000 | 81,356,000 |
| Total loans | 33,172,000 | 32,311,000 | 31,003,000 | 29,336,000 |
| Allowance for loan losses | 1,529,000 | 1,816,000 | 1,792,000 | 1,216,000 |
| Securities available for sale | 21,454,000 | 22,437,000 | 23,978,000 | 29,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,717,000 | 73,717,000 | 71,568,000 | 72,585,000 |
| Interest-bearing deposits | 57,240,000 | 59,748,000 | 56,662,000 | 54,761,000 |
| Noninterest-bearing deposits | 14,477,000 | 13,969,000 | 14,906,000 | 17,823,000 |
| Equity capital | 7,846,000 | 7,522,000 | 7,722,000 | 7,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 690,000 | 1,372,000 | 2,061,000 | 2,701,000 |
| Interest expense | 125,000 | 227,000 | 311,000 | 385,000 |
| Net interest income | 565,000 | 1,145,000 | 1,750,000 | 2,316,000 |
| Noninterest income | 140,000 | 279,000 | 415,000 | 548,000 |
| Noninterest expense | 709,000 | 1,523,000 | 2,174,000 | 3,129,000 |
| Provision for loan losses | 0 | 333,000 | 333,000 | -17,000 |
| Pretax income | -4,000 | -432,000 | -184,000 | -88,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | -432,000 | -184,000 | -88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,651,000 | 7,234,000 | 6,991,000 | 7,005,000 |
| Total capital | 8,249,000 | 7,825,000 | 7,547,000 | 7,512,000 |
| Risk-weighted assets | 46,870,000 | 46,054,000 | 43,205,000 | 39,850,000 |