Call reports 2007
MERCHANTS AND PLANTERS BANK — 2007
What MERCHANTS AND PLANTERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 73,643,000 | 76,451,000 | 76,483,000 | 76,865,000 |
| Total loans | 31,766,000 | 36,517,000 | 38,013,000 | 42,121,000 |
| Allowance for loan losses | 461,000 | 484,000 | 509,000 | 624,000 |
| Securities available for sale | 29,994,000 | 29,341,000 | 25,619,000 | 23,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,076,000 | 59,207,000 | 62,555,000 | 59,432,000 |
| Interest-bearing deposits | 46,150,000 | 46,258,000 | 48,948,000 | 45,307,000 |
| Noninterest-bearing deposits | 13,927,000 | 12,949,000 | 13,607,000 | 14,125,000 |
| Equity capital | 8,714,000 | 8,629,000 | 9,008,000 | 9,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,184,000 | 3,379,000 | 4,560,000 |
| Interest expense | 270,000 | 612,000 | 970,000 | 1,308,000 |
| Net interest income | 784,000 | 1,572,000 | 2,409,000 | 3,252,000 |
| Noninterest income | 128,000 | 266,000 | 426,000 | 599,000 |
| Noninterest expense | 686,000 | 1,407,000 | 2,132,000 | 3,068,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 165,000 |
| Pretax income | 211,000 | 401,000 | 613,000 | 573,000 |
| Income tax | 41,000 | 82,000 | 132,000 | 70,000 |
| Net income | 170,000 | 319,000 | 481,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,932,000 | 9,060,000 | 9,203,000 | 9,175,000 |
| Total capital | 9,393,000 | 9,544,000 | 9,712,000 | 9,799,000 |
| Risk-weighted assets | 43,045,000 | 47,820,000 | 49,148,000 | 52,348,000 |