Call reports 2005
MERCHANTS AND PLANTERS BANK — 2005
What MERCHANTS AND PLANTERS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 67,450,000 | 69,656,000 | 66,501,000 | 67,876,000 |
| Total loans | 26,705,000 | 26,848,000 | 27,197,000 | 27,172,000 |
| Allowance for loan losses | 415,000 | 417,000 | 408,000 | 404,000 |
| Securities available for sale | 30,415,000 | 35,056,000 | 29,135,000 | 29,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,001,000 | 57,332,000 | 56,077,000 | 57,768,000 |
| Interest-bearing deposits | 47,239,000 | 47,407,000 | 44,546,000 | 44,311,000 |
| Noninterest-bearing deposits | 10,762,000 | 9,925,000 | 11,531,000 | 13,457,000 |
| Equity capital | 7,764,000 | 8,026,000 | 8,145,000 | 7,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 768,000 | 1,597,000 | 2,459,000 | 3,364,000 |
| Interest expense | 166,000 | 375,000 | 576,000 | 777,000 |
| Net interest income | 602,000 | 1,222,000 | 1,883,000 | 2,587,000 |
| Noninterest income | 136,000 | 293,000 | 440,000 | 583,000 |
| Noninterest expense | 572,000 | 1,130,000 | 1,703,000 | 2,478,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 151,000 | 355,000 | 561,000 | 623,000 |
| Income tax | 43,000 | 92,000 | 150,000 | 124,000 |
| Net income | 108,000 | 263,000 | 411,000 | 499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,069,000 | 8,143,000 | 8,332,000 | 8,371,000 |
| Total capital | 8,484,000 | 8,560,000 | 8,740,000 | 8,775,000 |
| Risk-weighted assets | 35,119,000 | 35,954,000 | 34,485,000 | 37,048,000 |
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