Call reports 2004
MERCHANTS AND PLANTERS BANK — 2004
What MERCHANTS AND PLANTERS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 69,790,000 | 66,656,000 | 65,160,000 | 62,848,000 |
| Total loans | 27,634,000 | 28,353,000 | 28,923,000 | 27,162,000 |
| Allowance for loan losses | 525,000 | 528,000 | 429,000 | 437,000 |
| Securities available for sale | 31,158,000 | 29,361,000 | 28,014,000 | 27,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,953,000 | 57,230,000 | 55,200,000 | 51,862,000 |
| Interest-bearing deposits | 48,597,000 | 46,993,000 | 44,977,000 | 40,558,000 |
| Noninterest-bearing deposits | 11,356,000 | 10,237,000 | 10,223,000 | 11,305,000 |
| Equity capital | 7,923,000 | 7,531,000 | 8,004,000 | 7,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,549,000 | 2,346,000 | 3,146,000 |
| Interest expense | 138,000 | 275,000 | 427,000 | 590,000 |
| Net interest income | 629,000 | 1,274,000 | 1,919,000 | 2,556,000 |
| Noninterest income | 149,000 | 328,000 | 479,000 | 618,000 |
| Noninterest expense | 533,000 | 1,077,000 | 1,658,000 | 2,384,000 |
| Provision for loan losses | 15,000 | 25,000 | 35,000 | 55,000 |
| Pretax income | 230,000 | 500,000 | 712,000 | 737,000 |
| Income tax | 71,000 | 135,000 | 215,000 | 168,000 |
| Net income | 159,000 | 365,000 | 497,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,662,000 | 7,848,000 | 7,960,000 | 7,981,000 |
| Total capital | 8,111,000 | 8,297,000 | 8,389,000 | 8,411,000 |
| Risk-weighted assets | 35,845,000 | 35,848,000 | 35,696,000 | 34,423,000 |