Call reports 2003
MERCHANTS AND PLANTERS BANK — 2003
What MERCHANTS AND PLANTERS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 65,041,000 | 66,723,000 | 65,179,000 | 65,680,000 |
| Total loans | 26,210,000 | 26,546,000 | 27,693,000 | 28,324,000 |
| Allowance for loan losses | 475,000 | 483,000 | 495,000 | 511,000 |
| Securities available for sale | 27,979,000 | 30,631,000 | 28,791,000 | 28,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,020,000 | 57,333,000 | 55,566,000 | 56,148,000 |
| Interest-bearing deposits | 46,425,000 | 47,011,000 | 43,396,000 | 44,634,000 |
| Noninterest-bearing deposits | 9,595,000 | 10,322,000 | 12,170,000 | 11,514,000 |
| Equity capital | 7,423,000 | 7,708,000 | 7,554,000 | 7,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,513,000 | 2,251,000 | 3,262,000 |
| Interest expense | 193,000 | 376,000 | 543,000 | 693,000 |
| Net interest income | 560,000 | 1,137,000 | 1,708,000 | 2,569,000 |
| Noninterest income | 175,000 | 408,000 | 625,000 | 610,000 |
| Noninterest expense | 529,000 | 1,090,000 | 1,689,000 | 2,392,000 |
| Provision for loan losses | 5,000 | 15,000 | 30,000 | 45,000 |
| Pretax income | 201,000 | 453,000 | 666,000 | 794,000 |
| Income tax | 65,000 | 125,000 | 194,000 | 167,000 |
| Net income | 136,000 | 328,000 | 472,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,122,000 | 7,294,000 | 7,419,000 | 7,522,000 |
| Total capital | 7,521,000 | 7,723,000 | 7,842,000 | 7,946,000 |
| Risk-weighted assets | 31,831,000 | 34,288,000 | 33,736,000 | 33,848,000 |