Call reports 2022
ROCK CANYON BANK — 2022
What ROCK CANYON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 809,662,000 | 823,185,000 |
| Total loans | 476,142,000 | 518,028,000 |
| Allowance for loan losses | 5,004,000 | 4,942,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 727,727,000 | 738,710,000 |
| Interest-bearing deposits | 435,775,000 | 433,484,000 |
| Noninterest-bearing deposits | 291,952,000 | 305,226,000 |
| Equity capital | 75,786,000 | 77,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 8,574,000 | 17,670,000 |
| Interest expense | 740,000 | 1,454,000 |
| Net interest income | 7,834,000 | 16,216,000 |
| Noninterest income | 3,770,000 | 5,230,000 |
| Noninterest expense | 6,082,000 | 12,936,000 |
| Provision for loan losses | 68,000 | 289,000 |
| Pretax income | 5,450,000 | 8,208,000 |
| Income tax | 1,359,000 | 2,046,000 |
| Net income | 4,091,000 | 6,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 75,786,000 | 77,857,000 |