Call reports 2021
ROCK CANYON BANK — 2021
What ROCK CANYON BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 712,297,000 | 752,337,000 | 765,287,000 | 814,371,000 |
| Total loans | 474,799,000 | 456,102,000 | 450,930,000 | 494,371,000 |
| Allowance for loan losses | 4,931,000 | 4,930,000 | 4,930,000 | 4,933,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 638,969,000 | 677,222,000 | 687,224,000 | 737,035,000 |
| Interest-bearing deposits | 409,040,000 | 420,225,000 | 428,852,000 | 447,102,000 |
| Noninterest-bearing deposits | 229,929,000 | 256,997,000 | 258,372,000 | 289,933,000 |
| Equity capital | 66,119,000 | 68,453,000 | 71,705,000 | 71,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,268,000 | 16,530,000 | 25,208,000 | 33,735,000 |
| Interest expense | 797,000 | 1,590,000 | 2,405,000 | 3,198,000 |
| Net interest income | 7,471,000 | 14,940,000 | 22,803,000 | 30,537,000 |
| Noninterest income | 4,952,000 | 7,249,000 | 10,672,000 | 12,613,000 |
| Noninterest expense | 5,553,000 | 12,208,000 | 19,168,000 | 30,585,000 |
| Provision for loan losses | 264,000 | 264,000 | 264,000 | 264,000 |
| Pretax income | 6,618,000 | 9,729,000 | 14,063,000 | 12,328,000 |
| Income tax | 1,651,000 | 2,428,000 | 3,510,000 | 2,633,000 |
| Net income | 4,967,000 | 7,301,000 | 10,553,000 | 9,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,119,000 | 68,453,000 | 71,705,000 | 71,695,000 |