Call reports 2020
ROCK CANYON BANK — 2020
What ROCK CANYON BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 548,030,000 | 638,905,000 | 662,371,000 | 665,184,000 |
| Total loans | 420,291,000 | 479,830,000 | 505,298,000 | 462,510,000 |
| Allowance for loan losses | 4,312,000 | 4,335,000 | 4,336,000 | 4,667,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,320,000 | 575,819,000 | 596,253,000 | 598,734,000 |
| Interest-bearing deposits | 343,771,000 | 368,988,000 | 383,789,000 | 389,746,000 |
| Noninterest-bearing deposits | 147,549,000 | 206,831,000 | 212,464,000 | 208,988,000 |
| Equity capital | 53,244,000 | 57,539,000 | 60,623,000 | 61,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,168,000 | 18,525,000 | 26,718,000 | 34,876,000 |
| Interest expense | 1,151,000 | 2,130,000 | 3,119,000 | 4,089,000 |
| Net interest income | 7,017,000 | 16,395,000 | 23,599,000 | 30,787,000 |
| Noninterest income | 1,397,000 | 4,328,000 | 8,593,000 | 13,728,000 |
| Noninterest expense | 5,117,000 | 11,704,000 | 19,060,000 | 30,872,000 |
| Provision for loan losses | 641,000 | 641,000 | 641,000 | 1,132,000 |
| Pretax income | 2,643,000 | 8,369,000 | 12,482,000 | 12,507,000 |
| Income tax | 663,000 | 2,094,000 | 3,123,000 | 3,212,000 |
| Net income | 1,980,000 | 6,275,000 | 9,359,000 | 9,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,244,000 | 57,539,000 | 60,623,000 | 61,152,000 |