Call reports 2018
ROCK CANYON BANK — 2018
What ROCK CANYON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 398,505,000 | 393,888,000 | 404,925,000 | 416,271,000 |
| Total loans | 314,309,000 | 319,536,000 | 330,104,000 | 342,892,000 |
| Allowance for loan losses | 3,026,000 | 3,220,000 | 3,374,000 | 3,176,000 |
| Securities available for sale | 38,000 | 43,000 | 33,000 | 28,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,849,000 | 350,592,000 | 359,526,000 | 369,481,000 |
| Interest-bearing deposits | 220,642,000 | 215,645,000 | 213,589,000 | 218,213,000 |
| Noninterest-bearing deposits | 136,207,000 | 134,947,000 | 145,937,000 | 151,268,000 |
| Equity capital | 39,339,000 | 41,459,000 | 43,546,000 | 44,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,046,000 | 12,377,000 | 18,951,000 | 25,768,000 |
| Interest expense | 536,000 | 1,080,000 | 1,667,000 | 2,292,000 |
| Net interest income | 5,510,000 | 11,297,000 | 17,284,000 | 23,476,000 |
| Noninterest income | 1,970,000 | 4,011,000 | 5,636,000 | 7,482,000 |
| Noninterest expense | 4,085,000 | 8,722,000 | 13,415,000 | 20,589,000 |
| Provision for loan losses | 0 | 369,000 | 485,000 | 485,000 |
| Pretax income | 3,395,000 | 6,217,000 | 9,020,000 | 9,884,000 |
| Income tax | 658,000 | 1,365,000 | 2,072,000 | 2,287,000 |
| Net income | 2,737,000 | 4,852,000 | 6,948,000 | 7,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,318,000 | 41,433,000 | 43,529,000 | 44,178,000 |
| Total capital | 42,354,000 | 44,665,000 | 46,911,000 | 47,359,000 |
| Risk-weighted assets | 345,030,000 | 354,054,000 | 365,175,000 | 377,692,000 |