Call reports 2017
ROCK CANYON BANK — 2017
What ROCK CANYON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 330,590,000 | 357,662,000 | 378,995,000 | 396,661,000 |
| Total loans | 283,382,000 | 305,680,000 | 321,337,000 | 314,032,000 |
| Allowance for loan losses | 3,029,000 | 3,029,000 | 3,028,000 | 3,028,000 |
| Securities available for sale | 31,000 | 31,000 | 38,000 | 38,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,981,000 | 321,417,000 | 341,220,000 | 357,788,000 |
| Interest-bearing deposits | 180,324,000 | 188,606,000 | 193,621,000 | 219,174,000 |
| Noninterest-bearing deposits | 115,657,000 | 132,811,000 | 147,599,000 | 138,614,000 |
| Equity capital | 32,409,000 | 34,185,000 | 35,791,000 | 36,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,086,000 | 10,430,000 | 16,248,000 | 22,276,000 |
| Interest expense | 359,000 | 761,000 | 1,181,000 | 1,689,000 |
| Net interest income | 4,727,000 | 9,669,000 | 15,067,000 | 20,587,000 |
| Noninterest income | 1,919,000 | 4,055,000 | 5,418,000 | 7,850,000 |
| Noninterest expense | 3,600,000 | 7,839,000 | 12,044,000 | 18,473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,046,000 | 5,885,000 | 8,441,000 | 9,964,000 |
| Income tax | 1,140,000 | 2,203,000 | 3,160,000 | 3,872,000 |
| Net income | 1,906,000 | 3,682,000 | 5,281,000 | 6,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,394,000 | 34,170,000 | 35,770,000 | 36,581,000 |
| Total capital | 35,430,000 | 37,206,000 | 38,808,000 | 39,619,000 |
| Risk-weighted assets | 298,213,000 | 326,387,000 | 340,847,000 | 341,070,000 |