Call reports 2010
ROCK CANYON BANK — 2010
What ROCK CANYON BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 113,146,000 | 119,049,000 | 113,699,000 | 110,523,000 |
| Total loans | 87,381,000 | 83,601,000 | 81,500,000 | 81,733,000 |
| Allowance for loan losses | 3,736,000 | 5,658,000 | 4,396,000 | 4,574,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 101,000 | 101,000 | 101,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,692,000 | 100,433,000 | 99,733,000 | 95,488,000 |
| Interest-bearing deposits | 82,611,000 | 76,090,000 | 71,181,000 | 67,261,000 |
| Noninterest-bearing deposits | 19,081,000 | 24,343,000 | 28,552,000 | 28,227,000 |
| Equity capital | 6,048,000 | 13,395,000 | 13,764,000 | 14,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,358,000 | 2,668,000 | 3,925,000 | 5,274,000 |
| Interest expense | 362,000 | 650,000 | 905,000 | 1,126,000 |
| Net interest income | 996,000 | 2,018,000 | 3,020,000 | 4,148,000 |
| Noninterest income | -399,000 | -1,647,000 | -1,606,000 | -1,705,000 |
| Noninterest expense | 1,111,000 | 2,420,000 | 3,829,000 | 5,216,000 |
| Provision for loan losses | 1,230,000 | 4,178,000 | 4,120,000 | 4,965,000 |
| Pretax income | -1,744,000 | -6,227,000 | -6,535,000 | -7,738,000 |
| Income tax | 0 | 0 | -677,000 | -2,817,000 |
| Net income | -1,744,000 | -6,227,000 | -5,858,000 | -4,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,666,000 | 12,747,000 | 12,465,000 | 11,467,000 |
| Total capital | 5,898,000 | 13,924,000 | 13,568,000 | 12,555,000 |
| Risk-weighted assets | 96,049,000 | 89,702,000 | 84,927,000 | 83,558,000 |