Call reports 2017
SOUTHBRIDGE SAVINGS BANK — 2017
What SOUTHBRIDGE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 |
|---|---|
| Total assets | 558,613,000 |
| Total loans | 482,784,000 |
| Allowance for loan losses | 645,000 |
| Securities available for sale | 16,133,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 424,251,000 |
| Interest-bearing deposits | 381,232,000 |
| Noninterest-bearing deposits | 43,019,000 |
| Equity capital | 45,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 |
|---|---|
| Interest income | 4,753,000 |
| Interest expense | 943,000 |
| Net interest income | 3,810,000 |
| Noninterest income | 1,136,000 |
| Noninterest expense | 4,680,000 |
| Provision for loan losses | 340,000 |
| Pretax income | -74,000 |
| Income tax | -63,000 |
| Net income | -11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 |
|---|---|
| Tier 1 capital | 44,055,000 |
| Total capital | 44,700,000 |
| Risk-weighted assets | 391,522,000 |