Call report 2005Q2
SOUTHBRIDGE SAVINGS BANK — 2005Q2
The 22 measures SOUTHBRIDGE SAVINGS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 390,462,000 | USD | evidence → |
| Total loans | 299,559,000 | USD | evidence → |
| Allowance for loan losses | 2,820,000 | USD | evidence → |
| Securities available for sale | 54,031,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 295,360,000 | USD | evidence → |
| Interest-bearing deposits | 268,045,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,315,000 | USD | evidence → |
| Equity capital | 42,741,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,657,000 | USD | evidence → |
| Interest expense | 3,325,000 | USD | evidence → |
| Net interest income | 6,332,000 | USD | evidence → |
| Noninterest income | 1,609,000 | USD | evidence → |
| Noninterest expense | 6,833,000 | USD | evidence → |
| Provision for loan losses | 340,000 | USD | evidence → |
| Pretax income | 1,492,000 | USD | evidence → |
| Income tax | 525,000 | USD | evidence → |
| Net income | 967,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,503,000 | USD | evidence → |
| Total capital | 44,408,000 | USD | evidence → |
| Risk-weighted assets | 253,828,000 | USD | evidence → |