Call report 2003Q4
SOUTHBRIDGE SAVINGS BANK — 2003Q4
The 22 measures SOUTHBRIDGE SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 345,174,000 | USD | evidence → |
| Total loans | 253,990,000 | USD | evidence → |
| Allowance for loan losses | 2,586,000 | USD | evidence → |
| Securities available for sale | 63,392,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,587,000 | USD | evidence → |
| Interest-bearing deposits | 241,078,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,509,000 | USD | evidence → |
| Equity capital | 40,754,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,689,000 | USD | evidence → |
| Interest expense | 6,731,000 | USD | evidence → |
| Net interest income | 11,958,000 | USD | evidence → |
| Noninterest income | 1,924,000 | USD | evidence → |
| Noninterest expense | 10,075,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 4,241,000 | USD | evidence → |
| Income tax | 1,429,000 | USD | evidence → |
| Net income | 2,812,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,554,000 | USD | evidence → |
| Total capital | 40,773,000 | USD | evidence → |
| Risk-weighted assets | 218,633,000 | USD | evidence → |