Call reports 2001
SOUTHBRIDGE SAVINGS BANK — 2001
What SOUTHBRIDGE SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 256,290,000 | 266,270,000 | 285,671,000 | 296,745,000 |
| Total loans | 166,053,000 | 174,739,000 | 203,382,000 | 215,994,000 |
| Allowance for loan losses | 1,651,000 | 1,677,000 | 1,882,000 | 2,116,000 |
| Securities available for sale | 57,682,000 | 70,024,000 | 51,504,000 | 58,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,926,000 | 207,834,000 | 227,078,000 | 237,660,000 |
| Interest-bearing deposits | 186,179,000 | 193,558,000 | 210,479,000 | 222,945,000 |
| Noninterest-bearing deposits | 11,747,000 | 14,276,000 | 16,599,000 | 14,715,000 |
| Equity capital | 35,046,000 | 35,404,000 | 35,738,000 | 36,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,153,000 | 8,439,000 | 13,042,000 | 17,691,000 |
| Interest expense | 2,068,000 | 4,257,000 | 6,542,000 | 8,810,000 |
| Net interest income | 2,085,000 | 4,182,000 | 6,500,000 | 8,881,000 |
| Noninterest income | 241,000 | 515,000 | 795,000 | 1,091,000 |
| Noninterest expense | 1,676,000 | 3,514,000 | 5,318,000 | 7,139,000 |
| Provision for loan losses | 30,000 | 50,000 | 270,000 | 520,000 |
| Pretax income | 738,000 | 1,271,000 | 1,890,000 | 2,537,000 |
| Income tax | 311,000 | 503,000 | 741,000 | 964,000 |
| Net income | 427,000 | 768,000 | 1,149,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,592,000 | 31,933,000 | 32,314,000 | 32,738,000 |
| Total capital | 35,768,000 | 36,260,000 | 36,274,000 | 37,164,000 |
| Risk-weighted assets | 148,455,000 | 158,865,000 | 165,408,000 | 176,341,000 |
Machine access — free, no API key
Every figure shown here about SOUTHBRIDGE SAVINGS BANK — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.