Call reports 2025
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2025
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,110,520,000 | 3,193,083,000 | 3,350,562,000 | 3,499,023,000 |
| Total loans | 2,447,176,000 | 2,493,651,000 | 2,581,592,000 | 2,670,683,000 |
| Allowance for loan losses | 23,076,000 | 20,158,000 | 21,251,000 | 24,180,000 |
| Securities available for sale | 192,995,000 | 271,602,000 | 337,598,000 | 462,142,000 |
| Securities held to maturity | 162,992,000 | 159,493,000 | 155,887,000 | 147,962,000 |
| Trading assets | 4,716,000 | 4,815,000 | 4,735,000 | 4,691,000 |
| Total deposits | 2,565,787,000 | 2,639,614,000 | 2,800,354,000 | 2,869,437,000 |
| Interest-bearing deposits | 1,878,603,000 | 1,959,621,000 | 2,053,541,000 | 2,194,230,000 |
| Noninterest-bearing deposits | 687,184,000 | 679,993,000 | 746,813,000 | 675,207,000 |
| Equity capital | 324,043,000 | 326,406,000 | 329,389,000 | 346,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 43,837,000 | 87,588,000 | 134,780,000 | 182,449,000 |
| Interest expense | 16,627,000 | 33,521,000 | 51,499,000 | 68,798,000 |
| Net interest income | 27,210,000 | 54,067,000 | 83,281,000 | 113,651,000 |
| Noninterest income | 2,756,000 | 6,008,000 | 9,350,000 | 12,996,000 |
| Noninterest expense | 9,472,000 | 18,945,000 | 28,832,000 | 39,339,000 |
| Provision for loan losses | 2,044,000 | 72,000 | 1,561,000 | 2,306,000 |
| Pretax income | 18,347,000 | 41,198,000 | 61,931,000 | 82,489,000 |
| Income tax | 4,699,000 | 10,723,000 | 16,270,000 | 21,563,000 |
| Net income | 13,648,000 | 30,475,000 | 45,661,000 | 60,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 300,314,000 | 302,375,000 | 302,792,000 | 318,322,000 |
| Total capital | 326,377,000 | 325,276,000 | 327,294,000 | 347,992,000 |
| Risk-weighted assets | 2,678,663,000 | 2,721,057,000 | 2,846,544,000 | 3,001,270,000 |