Call reports 2022
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2022
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,236,127,000 | 2,324,382,000 | 2,412,604,000 | 2,764,711,000 |
| Total loans | 1,765,838,000 | 1,869,338,000 | 1,968,046,000 | 2,046,175,000 |
| Allowance for loan losses | 14,138,000 | 14,575,000 | 15,378,000 | 16,537,000 |
| Securities available for sale | 105,114,000 | 96,000,000 | 87,306,000 | 90,484,000 |
| Securities held to maturity | 106,347,000 | 115,434,000 | 113,468,000 | 137,313,000 |
| Trading assets | 3,407,000 | 4,898,000 | 8,139,000 | 7,604,000 |
| Total deposits | 1,892,797,000 | 1,982,746,000 | 1,987,620,000 | 2,287,128,000 |
| Interest-bearing deposits | 1,174,236,000 | 1,161,756,000 | 1,115,018,000 | 1,331,737,000 |
| Noninterest-bearing deposits | 718,561,000 | 820,990,000 | 872,602,000 | 955,391,000 |
| Equity capital | 244,479,000 | 247,244,000 | 249,926,000 | 262,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,534,000 | 32,401,000 | 54,208,000 | 82,160,000 |
| Interest expense | 1,090,000 | 2,279,000 | 3,910,000 | 7,928,000 |
| Net interest income | 14,444,000 | 30,122,000 | 50,298,000 | 74,232,000 |
| Noninterest income | 2,515,000 | 5,036,000 | 7,784,000 | 10,406,000 |
| Noninterest expense | 8,052,000 | 16,746,000 | 25,174,000 | 33,912,000 |
| Provision for loan losses | 667,000 | 3,387,000 | 7,340,000 | 8,901,000 |
| Pretax income | 8,210,000 | 14,389,000 | 25,046,000 | 39,688,000 |
| Income tax | 2,179,000 | 3,890,000 | 6,771,000 | 10,425,000 |
| Net income | 6,031,000 | 10,499,000 | 18,275,000 | 29,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 212,384,000 | 219,035,000 | 227,050,000 | 238,246,000 |
| Total capital | 226,208,000 | 233,868,000 | 242,553,000 | 256,537,000 |
| Risk-weighted assets | 1,961,403,000 | 2,065,242,000 | 2,150,977,000 | 2,263,994,000 |