Call reports 2021
VILLAGE BANK & TRUST, NATIONAL ASSOCIATION — 2021
What VILLAGE BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,282,764,000 | 2,238,494,000 | 2,279,843,000 | 2,281,007,000 |
| Total loans | 1,804,526,000 | 1,780,743,000 | 1,731,127,000 | 1,835,282,000 |
| Allowance for loan losses | 14,431,000 | 13,364,000 | 13,489,000 | 13,329,000 |
| Securities available for sale | 131,992,000 | 116,353,000 | 129,294,000 | 117,739,000 |
| Securities held to maturity | 61,789,000 | 61,140,000 | 60,133,000 | 58,567,000 |
| Trading assets | 3,856,000 | 3,772,000 | 3,226,000 | 2,426,000 |
| Total deposits | 1,960,166,000 | 1,915,261,000 | 1,949,434,000 | 1,939,275,000 |
| Interest-bearing deposits | 1,233,933,000 | 1,204,115,000 | 1,168,104,000 | 1,179,000,000 |
| Noninterest-bearing deposits | 726,233,000 | 711,146,000 | 781,330,000 | 760,275,000 |
| Equity capital | 218,877,000 | 226,100,000 | 233,025,000 | 241,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,739,000 | 32,835,000 | 49,465,000 | 65,177,000 |
| Interest expense | 2,069,000 | 3,925,000 | 5,236,000 | 6,426,000 |
| Net interest income | 13,670,000 | 28,910,000 | 44,229,000 | 58,751,000 |
| Noninterest income | 2,191,000 | 4,857,000 | 7,687,000 | 9,945,000 |
| Noninterest expense | 7,911,000 | 16,573,000 | 25,036,000 | 33,459,000 |
| Provision for loan losses | -2,571,000 | -3,547,000 | -3,830,000 | -3,761,000 |
| Pretax income | 10,705,000 | 21,447,000 | 30,996,000 | 39,273,000 |
| Income tax | 2,853,000 | 5,750,000 | 8,342,000 | 10,657,000 |
| Net income | 7,852,000 | 15,697,000 | 22,654,000 | 28,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,987,000 | 191,536,000 | 198,722,000 | 206,828,000 |
| Total capital | 197,064,000 | 203,437,000 | 211,028,000 | 219,017,000 |
| Risk-weighted assets | 1,681,029,000 | 1,776,284,000 | 1,822,568,000 | 1,989,231,000 |